At some point, we all attended an infomercial when someone tries to sell us something that is a solution to our financial situation, or simply a product that we do not really need is the whole purpose of these things anyway - to make money.
I was recently flipping channels and saw an infomercial for Debt Cures by Kevin Trudeau. Let's face it, everyone has some kind of debt, and it is the American dream for many of us to be debt. So I enthusiastically watched the program and ordered the book thinking that perhaps I could get some useful information.
First, when you call to order, you must use a credit card to pay and then the operator will try to sell you a bunch of stuff to make more money from you. After repeating myself a half-dozen times with "No thank you" (after all I am trying to eliminate the debt can not undergo further), I finally received the Order of the book. Now, I had the choice to expedite the book at my home for an astronomical amount of money, or I could opt for standard delivery is 2 - 3 weeks. Choose the type of shipment, and even it was an outrageous sum of money for a book.
The book is finally here and I read it cover to ', needless to say I was a little disappointed. So here's the bottom of this book that is supposed to go to help you recover from your debts.
The first three chapters to give you information on how credit card companies and how they work with the federal government. Basically, you say how everything is corrupt and how they are ripping you off blind. We all know about already, just take a look at your interest rates and fees!
The next three chapters explain how to eliminate your debts, lower interest rates, negotiate and deal with debt collectors. There is no magic formula for this, it's mostly common sense. I
ma little disappointed that these chapters have focused on credit cards and not many solutions for other types of debt. Some of these solutions are not feasible for the average person, and if they were, you would probably not need to buy the book. How to deal with debt collection was definitely a useful discussion if you are hounded by debt collectors, you can learn how to deal sensitively in order not to bug you more. If you have a lot of credit cards and debt collectors chasing you, these chapters are worth reading.
The next two chapters of the book address information on your credit report. This is probably the most useful of the book. If you do not know anything about your credit report from these chapters tell you what you need to know, what you seek, and how to fix it.
In the final chapters, the book gives you suggestions on how you can try to create wealth and how you can get free money. Some of the suggestions really depend on your situation and what you are eligible, but May be some things you have never thought of before and deserve a shot.
Overall the book is filled with many stories of ordinary people to overcome their debt using solutions. I liked to have read a lot more solutions to debt problems and working Web links, rather than on credit card companies, government, and personal stories.
The author wrote the book in that the average reader can understand so that you do not have to deal with babble. The author speaks to you in a way that you are pumped and you feel with a little perseverance, you can begin to eliminate some debt, but you must make the effort.
This book offers much information about how to fix your credit and other debt issues, if you are relatively new to the world of credit and I do not know how it works. If you are a beginner and have not yet established credit, it can help give you ideas for establishing your business and stay out of debt. For those of us who have used credit for some time and simply can not seem to get out of credit cards under the May you find some useful tips to help you get started in the right direction.
Review Debt Cures Book
Credit card debt book zidit @ yim Tuesday, April 28, 2009 0 comments
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